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Savings products

Created and managed by Desjardins Global Asset Management, a subsidiary of Desjardins Asset Management, and distributed by the Desjardins caisse network, Desjardins Alternative Term Savings (ATS) and Perspectives Plus Term Savings (PPTS) are structured savings products launched in April 1999 and June 2004 respectively.

Their popularity is due to the fact that ATS and PPTS can offer higher returns than term deposits while maintening a volatility of returns significaviely less than stock market indexes and often even bond portfolios.